Rajendra Lamror

Software Architect & Developer | Building Holistic Wealth

Building and Managing Wealth

My approach to creating wealth that encompasses financial stability, emotional fulfillment, and a caring nature that extends beyond myself.

My Wealth Building Strategies

Financial Planning

  • Diversified Investments: Building a portfolio with stocks, mutual funds, and real estate
  • Retirement Planning: Systematic investment plans for long-term security
  • Emergency Fund: Maintaining 12 months of living expenses in liquid assets
  • Education Fund: Dedicated savings for my daughter's future education
  • Passive Income: Developing sources of income beyond salary (investments, royalties)

Current Savings Rate

35%

Investment Growth

12% CAGR

Target Retirement Age

50

Emotional Well-being

  • Family Time: Prioritizing quality time with loved ones
  • Mindfulness Practice: Daily meditation and reflection
  • Work-Life Balance: Setting boundaries for personal time
  • Hobbies: Maintaining interests outside of work (gymnastics, blogging)
  • Gratitude Practice: Daily acknowledgment of blessings

Caring Nature

  • Family Support: Being present for family members in need
  • Community Involvement: Volunteering time and skills
  • Mentorship: Guiding younger professionals in their careers
  • Empathy Development: Continuous work on understanding others
  • Legacy Building: Creating positive impact beyond myself

Continuous Learning

  • Formal Education: Pursuing MBA in Tech & Finance
  • Certifications: Obtaining relevant professional credentials (CKAD, AWS)
  • Technical Skills: Staying current with emerging technologies
  • Reading Habit: 2 books per month across various genres
  • Knowledge Sharing: Teaching others through blogging and mentoring

Social Capital

  • Professional Network: Building and maintaining valuable connections
  • Mentor Relationships: Learning from those more experienced
  • Community Ties: Engaging with local and professional communities
  • Online Presence: Thoughtful participation in tech discussions
  • Reputation Building: Establishing myself as trustworthy and competent

My Wealth Philosophy

Holistic Approach

True wealth encompasses financial stability, emotional well-being, strong relationships, and continuous growth. I measure success not just by bank balance but by the quality of my life and impact on others.

Long-Term Perspective

Wealth building is a marathon, not a sprint. Consistent, disciplined actions over time compound to create significant results in all areas of life.

Value Creation

Financial wealth follows from creating value for others. My focus is on developing skills and solutions that benefit people, trusting that compensation will follow.

Generational Thinking

I'm building not just for myself but for future generations, establishing foundations that will support my family and community long after I'm gone.